Disability insurance
Almost everyone knows it, disability insurance (AOV). An insurance for (self-employed) entrepreneurs that provides the insured with a periodic payment in case of illness, accident or disability. With disability insurance you take good care of yourself and your business and you are assured of an income.
As a (self-employed) entrepreneur, you are always on the move. Work goes on and so do you. If you become unable to work due to illness or an accident, you do not want to lose out financially. In the short term you may need to hire and pay a caretaker and in the longer term you will need a spending level to pay your fixed expenses. There is no financial safety net from the government if you become disabled as a (self-employed) entrepreneur. Due to various features, the insurance is well suited to your private situation and wishes.
The amount of premium you pay for your insurance depends on several factors. For example, the choices you make when taking out the insurance. If you choose a higher insured amount and/or a longer maximum benefit period, the premium will be higher than if you choose a lower insured amount or shorter benefit period. Of course, your choices will also affect the coverage of your insurance and therefore the benefit you receive if you are disabled.
So if you are (self-employed) and not yet provided with disability insurance, we can inform you about this free of charge through a telephone intake. After this intake you decide whether you appreciate our advice and mediation. We prefer to guide you throughout the entire process.
- Flexible AOV insurance with competitive value for money
- Additional supplementary insurance is possible
- A benefit if you are unable to work
- Premium is tax deductible
Option right
Many of our clients have taken out disability insurance with Movir. This insurer offers all insured persons the possibility of increasing the insured amount per calendar year by up to 10% ('option right') without having to submit medical guarantees. If you have not received a message, you can always contact us.
If you have taken out your disability insurance with another insurer but also want to know if they offer the option right, we can always inquire about the possibilities for you.