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Private insurance

Everything is already taken care of for business, but what about private insurance? To complete your service, Kuipers & Claassen can also provide you with your disability insurance and your life insurance policy or policies.

One point of contact for all your fiscal and financial matters: the aforementioned insurances are a logical part of this.

PRIVATE INSURANCES

As part of our insurance services, we periodically take stock of whether your insurance policies are still in line with coverage, value for money, financial position and wishes. In addition to terms and conditions, we also look at experiences with insurers where claims policies are concerned.

We do not view insurance as price products. We look primarily at conditions and experience. These play an important role in our advice.

We are independent consultant so almost all possible insurance companies we can offer you.

The private insurance policies we can provide for you:

  • Death Benefit Insurance
  • Disability

To arrive at an appropriate facility, we will go through the following steps with you in a telephone or in-person meeting, among others:

Inventory phase

  1. We will exchange views on the following topics:
    • The concept of insurance;
    • The possible criteria of insurance;
    • Duration of insurance;
    • Social and tax laws; and
    • Possible existing coverages.
  1. We discuss your goals, which include:
    • What expenses and revenues need to be covered;
    • What risk you wish to hedge and what risk you can bear yourself;
    • Your willingness to dip into existing reserves;
    • The desired benefit duration, value stability of the sums insured and of the
    • benefit and (possibly) your preferences for insurers.
    • The inventory interview is free of charge. The inventory conversation for the death risk insurance can also be woven into an all-round consultation.

Advisory phase

  1. We inventory your financial position using:
    • Your (joint) income position (past, present and future);
    • Your asset position (assets/debts);
    • Your expenses, including, of course, your housing costs;
    • Your personal situation (children, health, conjuncture, etc.) and
    • Existing facilities.

Going through these 3 steps provides us with a lot of information about your financial position, your knowledge and experience with the product, your goals, the risks you face and to what extent you are willing to bear these risks yourself or - depending on the amount of the insurance premium - wish to cover them in an insurance. We analyze this information, after which we provide you with an advice. You will receive our advice in writing (by e-mail), in which we also suggest some insurance solutions. This includes several parties and we compare the conditions of the different products.

This advice will then be discussed with you by us. Then we will also mediate in the creation of the desired insurance.

 

Regarding your non-life insurance, such as your home insurance or your car insurance, we can refer you to parties that work with a large number of insurers and can make a good comparison for you based on price and quality.

Synergy

We align your financial and tax affairs in the best possible way.

Sustainability

We strive for a lasting relationship. In doing so, your interests are our driving force.

Custom

We continue where others stop, are flexible and think along with you.

Do you have any questions regarding our services? If so, please contact us.

CONTACT