Retirement is a broad term. It's about your financial position later: income, expenses and assets.
A comfortable retirement is all in the preparation. Good financial insights are indispensable here.
Retirement is a broad term. It's about your financial position later: income, expenses and assets.
A comfortable retirement is all in the preparation. Good financial insights are indispensable here.
Unlike a pension provision where pension is accrued through the employer, as a business owner you have the choice of whether or not to make a tax provision. We call this annuity.
This means that you set aside amounts (Sole Proprietorship), or deposit into an annuity plan or insurance policy. These amounts are tax deductible now and come back to you later as taxable income.
Several things come into play; after all, it's all about the use of money. Looking at the financial position or wishes, we advise you whether it makes sense to make an annuity deposit, or whether it might be more efficient to (partially) pay off your mortgage, create freely available capital or purchase a (2nd) home.
If opening an annuity plan is the most attractive option for you, we will calculate your fiscal space and compare different providers. We are independent in this and advise which provider suits you best. Of course, we then also take care of setting up the annuity plan or insurance.